Maintaining a steady job and residence at one location are good steps toward rebuilding your credit score. For more information about steps you can take, read Bankruptcy and Credit.
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What if I’ve been sued for overdue debt?
If you have been sued for an overdue debt, you can presume that the creditor will try to get a judgment on that suit as quickly as possible.
Once a judgment is entered, there will automatically be a judgment lien on any real estate that you own in the county of the suit, you will be ordered to appear at future hearings to testify as to your job and assets, the creditor may be able to freeze your bank accounts, the creditor may be able to garnish wages, and it may become very difficult to pay your other debts.
If you have been sued, you should contact our office as soon as possible to schedule a free consultation.