The following Frequently Asked Questions (FAQ) are provided only as a general reference. Each bankruptcy case is different, therefore the answers to these questions could be somewhat different for your specific … Learn More about Frequently Asked Questions About Bankruptcy in Indiana
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Chapter 7 vs. Chapter 13
The most common forms of bankruptcy used by most ordinary consumers are Chapter 7 and Chapter 13. In a common Chapter 7, the debtor (you) wipes out his or her debts without offering to pay on them. There are certain restrictions to Chapter 7 concerning amounts of property and income. In a Chapter 13, a debtor reorganizes his or her finances by paying some of the debt back over a three to five year period by making payments to the bankruptcy trustee. A Chapter 13 … Learn More about Chapter 7 vs. Chapter 13