Bankruptcy and Credit

Bankruptcy Blog

Filing bankruptcy can remain on your credit for 7-10 years. This does not mean you cannot get credit for that amount of time. Some people bounce back very quickly, and are able to get credit soon after the bankruptcy discharge. Whether or not you are granted credit in the future depends on many factors. Such as:

  • Status of Employment
  • Earnings Level
  • Length of Employment
  • Stability of Residence
  • The amount of debt you have at the time of the credit application.
  • Whether you have filed bankruptcy before.


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*Disclosure required by 11 U.S.C. § 528(a)(3): We, the law office of Tom Scott & Associates, P.C., are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.