If your bankruptcy case has not been closed, you should be able to add creditors or additional bills after you file.
Under certain circumstances, with the assistance of your attorney, you may also be able to add creditors or additional bills, but those situations are rather limited.
For more information or immediate assistance, please contact us.
Questions About Bankruptcy
What is a bankruptcy trustee?
A trustee in bankruptcy is an entity, often an individual, in charge of administering a bankruptcy estate. In Chapter 13, a trustee receives scheduled payments from you to distribute to your creditors, according to the determined terms of your case.
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What happens if I fail to make payments to the trustee?
If you fail to make payments to your Chapter 13 trustee, your bankruptcy status may be voided and your debt restored in full.
If you believe you are headed toward not being able to make a payment to your trustee by the due date, you should immediately contact your bankruptcy attorney, so the court can decide whether or not you have just cause for missing your payment.
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Can I file for bankruptcy more than once?
You can file for bankruptcy more than once. How quickly you can file again depends on whether your bankruptcy was Chapter 7 or Chapter 13. Learn more at Abuse of Process / Discharge of Bankruptcy.
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What if I’ve been sued for overdue debt?
If you have been sued for an overdue debt, you can presume that the creditor will try to get a judgment on that suit as quickly as possible.
Once a judgment is entered, there will automatically be a judgment lien on any real estate that you own in the county of the suit, you will be ordered to appear at future hearings to testify as to your job and assets, the creditor may be able to freeze your bank accounts, the creditor may be able to garnish wages, and it may become very difficult to pay your other debts.
If you have been sued, you should contact our office as soon as possible to schedule a free consultation.
Can I discharge student loans?
Most bills, including student loans, will be discharged by a Chapter 13 bankruptcy (wage earner plan where you pay your bills.)
In Chapter 7 bankruptcy, not all bills can be discharged. Unfortunately, a student loan is one of the few types of debts that cannot be discharged by a Chapter 7 bankruptcy.
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