Yes, just like credit cards, the successful completion of a bankruptcy will discharge medical bills.
A very high percentage of our clients feel overwhelmed by medical bill collectors and need relief offered by bankruptcy to stop the collection and get rid of that debt.
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Can I discharge federal, state, or local taxes?
Under limited conditions, you may be able to discharge some taxes you owe, but you need to carefully determine if your tax debt actually meets those conditions.
If you have tax debt and are considering filing for bankruptcy, you should definitely contact us or consult with another bankruptcy attorney.
Can I add creditors or additional bills after I file?
If your bankruptcy case has not been closed, you should be able to add creditors or additional bills after you file.
Under certain circumstances, with the assistance of your attorney, you may also be able to add creditors or additional bills, but those situations are rather limited.
For more information or immediate assistance, please contact us.
What if I’ve been sued for overdue debt?
If you have been sued for an overdue debt, you can presume that the creditor will try to get a judgment on that suit as quickly as possible.
Once a judgment is entered, there will automatically be a judgment lien on any real estate that you own in the county of the suit, you will be ordered to appear at future hearings to testify as to your job and assets, the creditor may be able to freeze your bank accounts, the creditor may be able to garnish wages, and it may become very difficult to pay your other debts.
If you have been sued, you should contact our office as soon as possible to schedule a free consultation.
Can I discharge student loans?
Most bills, including student loans, will be discharged by a Chapter 13 bankruptcy (wage earner plan where you pay your bills.)
In Chapter 7 bankruptcy, not all bills can be discharged. Unfortunately, a student loan is one of the few types of debts that cannot be discharged by a Chapter 7 bankruptcy.
For immediate assistance, please contact us.